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Planning for Retirement

Retirement When planning for your own retirement you will have different things to consider, depending on your current situation. How you make your plan will be unique to you. Tips for...

Budgeting

A budget is a plan for your money. It tells you how much money you have coming in, how much you need to allow for essential costs and how much you have left towards other things you need. Taking the...

Racing Welfare Grants Criteria

About Racing Welfare Grants Racing Welfare awards grants to those who work or who have worked in the thoroughbred racing and breeding Industries, including their dependants. Grants are awarded: For...

Making the most of your money

Top 5 Hints and Tips Money tight? Are you receiving all of the money that you possibly can? There are many ways to make your money go further whether you are reaching retirement, starting a...

Workplace Pensions

What are Workplace Pensions? Workplace pensions also known as Occupational Pensions are a way of saving for your retirement. Each month a certain amount will be deducted from your pay and...

Bank Accounts

Why do you need a bank account? You can use a bank account for: Paying your bills Receiving money - such as your salary or benefits Keeping track of where your money is going Saving money...

Bailiffs

Bailiffs (also known as Enforcement Officers) Why is a bailiff coming? If you owe money, one of the ways your creditors might try to get their money back is by using bailiffs. Bailiffs are used to...

Free TV Licences

How to get your free TV Licence It has been announced that from June 1, 2020 pensioners aged over 75 will have to pay for their TV licence having previously received them for free. The...

Income Tax & National Insurance

All employees pay Tax and National Insurance through the PAYE (Pay As You Earn) system. This is worked out automatically through whichever payroll program your employer uses. Income Tax Being taxed...

Trips and Outings

Racing Welfare organises a number of events around the UK in a bid to tackle loneliness and isolation amongst retired staff, their partners and carers. The trips provide an opportunity to...