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Planning for Retirement

Retirement When planning for your own retirement you will have different things to consider, depending on your current situation. How you make your plan will be unique to you. Tips for...

Budgeting

What is a budget? A budget is a plan for your money. It tells you how much money you have coming in, how much you need to allow for essential costs and how much you have left towards other things you...

Racing Welfare Grants Criteria

About Racing Welfare Grants Racing Welfare awards grants to those who work or who have worked in the thoroughbred racing and breeding Industries, including their dependants. Grants are awarded: For...

Making the most of your money

Top Hints and Tips Money tight? Are you getting in all of the money that you possibly can? There are many ways to make your money go further whether you are reaching retirement, starting a family or...

Mortgage Arrears & Difficulties

Dealing with Mortgage Arrears We understand how quickly you can fall behind with mortgage payments and slip into arrears. We also understand that there are many reasons why this can happen. It...

Occupational (Workplace) Pensions

Occupational pensions are also known as workplace pensions and are arranged by employers rather than the state. The employer and usually the employees, contribute to the fund. The two main types of...

Pool Money

Pool money is a percentage of the prize money won by a horse in your yard. This is calculated by the British Horseracing Authority (BHA) and then two sheets (returns) are sent out four times a year...

Bank Accounts

Do you need a bank account? Most likely - yes. You can use one for Paying your bills Receiving money - such as your salary or benefits Keeping track of where your money is going Individual or joint...

Bailiffs

Bailiffs (also known as Enforcement Officers) (for action which began after 6 April 2014 - does not include evictions)   Why is a bailiff coming? If you owe money, one of the ways your creditors...

Employment & Support Allowance

What is Employment and Support Allowance? Employment and Support Allowance (ESA) is for people who are unable to work due to an illness or disability. You must: Be over 16 and under pensions age Not...